This page informs you of my policies regarding the collection, use, and disclosure of personal data when you use Secure Card Wallet and the choices you have associated with that data.

As an independent developer, I am committed to protecting your privacy. Secure Card Wallet is designed to store your sensitive data locally on your device. I do not store your credit card details, passwords, or biometric data anywhere because the app has no servers.

1. Information Collection and Use

A. Local Data Storage (Sensitive Information)

The core function of this app is to securely store your credit and debit card information.

• Card Details: All card numbers, CVVs, and expiry dates you enter are encrypted using AES Encryption and stored locally on your device's internal storage.
• No Server Transmission: I do not transmit your financial data to any external server, cloud database, or third party. You retain full control and ownership of your data.

B. Permissions and Device Features

To provide specific features, the app requires the following permissions:

• Camera: The app uses the camera solely for the purpose of scanning credit card numbers to autofill details. No images of your cards are saved to the device gallery or transmitted to me.
• NFC (Near Field Communication): The app uses your device's NFC capabilities to allow you to securely fetch and read card data by simply tapping your card. This data is read locally on your device and is never transmitted to any external servers.
• Biometrics (Fingerprint/Face ID): The app uses your device's biometric authentication hardware to lock/unlock the app. I do not have access to your actual biometric data; the app only receives a "success" or "fail" confirmation from the Android system.

C. In-App Purchases (Google Play Billing)

If you choose to make an in-app purchase, the transaction is processed securely by Google Play. I do not process, collect, or store your payment information on my end. Your transaction is subject to the Google Privacy Policy.

2. Log Data & Analytics

I do not collect any error logs, crash reports, or analytics data. Your usage of the app is completely private and all data remains entirely on your local device.

3. Backup and Restore

The app includes a feature to backup and restore your data.

• Encrypted Backup: When you create a backup, the file is encrypted with a password you provide.
• User Responsibility: You are responsible for keeping this backup file and its password safe. Since I do not have access to your data or password, I cannot recover your data if you lose your password.

4. Security

I value your trust in using this app, thus I am striving to use commercially acceptable means of protecting your data. The app uses industry-standard AES Encryption to protect your database. However, remember that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and I cannot guarantee its absolute security.

5. Children's Privacy

These Services do not address anyone under the age of 13. I do not knowingly collect personally identifiable information from children under 13.

6. Changes to This Privacy Policy

I may update this Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. I will notify you of any changes by posting the new Privacy Policy on this page.

7. Contact Me

If you have any questions or suggestions about this Privacy Policy, do not hesitate to contact me.

By email: appverse.wallet@gmail.com